{
 "id": "com.homemortgageonline/mortgage-tools",
 "name": "HomeMortgageOnline mortgage tools",
 "description": "Read-only mortgage calculators and the site's published rate snapshot.",
 "connect": {
  "transport": "streamable-http",
  "url": "https://homemortgageonline.com/mcp"
 },
 "website": "https://homemortgageonline.com",
 "version": "1.0.0",
 "source": "official MCP registry (registry.modelcontextprotocol.io)",
 "reliability": {
  "verdict": "reliable",
  "attempts": 13,
  "successes": 13,
  "successRate": 1,
  "consecutiveSuccesses": 13,
  "lastStatus": "ok",
  "lastCheckedAt": "2026-10-19T21:25:44.103Z",
  "lastLatencyMs": 8161,
  "toolsAdvertised": 15,
  "method": "MCP initialize + tools/list from Faceabot, identified as FaceabotProbe/1.0 plus, when the server declares a read-only tool (readOnlyHint), one call of that tool with a neutral sample input to check it really returns a result. Servers on the 2026-07-28 MCP revision (no initialize handshake) get the same checks in that revision",
  "work": {
   "verdict": "proven_working",
   "tool": "affordability",
   "attempts": 13,
   "successes": 13,
   "successRate": 1,
   "consecutiveSuccesses": 13,
   "lastStatus": "ok",
   "lastMs": 2547,
   "sampleInput": "{}",
   "method": "Faceabot calls one read-only tool (annotations.readOnlyHint) with a neutral sample input and checks that it returns a non-empty result without error."
  }
 },
 "details": "https://faceabot.com/api/catalog?id=com.homemortgageonline%2Fmortgage-tools",
 "page": "https://faceabot.com/tools/com.homemortgageonline/mortgage-tools",
 "badge": {
  "image": "https://faceabot.com/badge/com.homemortgageonline/mortgage-tools.svg",
  "markdown": "[![Measured by Faceabot](https://faceabot.com/badge/com.homemortgageonline/mortgage-tools.svg)](https://faceabot.com/tools/com.homemortgageonline/mortgage-tools)",
  "note": "Live reliability badge the publisher of this server can show on its README or website."
 },
 "recentChecks": [
  {
   "at": "2026-10-19T21:25:44.103Z",
   "ok": 1,
   "status": "ok",
   "ms": 8161,
   "f_status": "ok"
  },
  {
   "at": "2026-10-19T08:50:44.113Z",
   "ok": 1,
   "status": "ok",
   "ms": 7117,
   "f_status": "ok"
  },
  {
   "at": "2026-10-18T16:00:53.089Z",
   "ok": 1,
   "status": "ok",
   "ms": 7619,
   "f_status": "ok"
  },
  {
   "at": "2026-10-18T05:00:49.820Z",
   "ok": 1,
   "status": "ok",
   "ms": 6058,
   "f_status": "ok"
  },
  {
   "at": "2026-10-17T21:05:40.094Z",
   "ok": 1,
   "status": "ok",
   "ms": 3873,
   "f_status": "ok"
  },
  {
   "at": "2026-10-17T12:35:42.095Z",
   "ok": 1,
   "status": "ok",
   "ms": 5306,
   "f_status": "ok"
  },
  {
   "at": "2026-10-17T04:55:43.410Z",
   "ok": 1,
   "status": "ok",
   "ms": 4988,
   "f_status": "ok"
  },
  {
   "at": "2026-10-16T21:10:53.503Z",
   "ok": 1,
   "status": "ok",
   "ms": 6683,
   "f_status": "ok"
  },
  {
   "at": "2026-10-16T14:05:49.048Z",
   "ok": 1,
   "status": "ok",
   "ms": 5586,
   "f_status": "ok"
  },
  {
   "at": "2026-10-16T07:05:50.836Z",
   "ok": 1,
   "status": "ok",
   "ms": 5649,
   "f_status": "ok"
  },
  {
   "at": "2026-10-16T00:10:53.278Z",
   "ok": 1,
   "status": "ok",
   "ms": 6655,
   "f_status": "ok"
  },
  {
   "at": "2026-10-15T17:16:38.252Z",
   "ok": 1,
   "status": "ok",
   "ms": 8259,
   "f_status": "ok"
  },
  {
   "at": "2026-10-15T10:31:03.066Z",
   "ok": 1,
   "status": "ok",
   "ms": 4459,
   "f_status": "ok"
  }
 ],
 "trust": {
  "access": "no sign-in needed",
  "tools": 15,
  "declaredReadOnly": 15,
  "declaredCanWrite": 0,
  "declaredDestructive": 0,
  "toolDefinitionsFingerprint": "e9bf36ec1e637ecb4545cb86b3bf23d5",
  "toolDefinitionsLastChangedAt": "2026-10-18T05:00:49.997Z",
  "toolDefinitionChangesSinceFirstSeen": 1,
  "firstSeenAt": "2026-10-17T21:05:40.266Z",
  "protocol": "2025-06-18",
  "warnings": [],
  "note": "Facts observed by Faceabot when it last read this server's tool list. 'Can write' counts tools not declared read-only (annotations are self-declared). A changed fingerprint means tool names, descriptions or schemas changed since Faceabot first saw them: re-check before trusting an earlier approval."
 }
}